Car accident, the lady hit me.?

Question 1
Car accident, the lady hit me.?...  I was in a car accident yesterday night I had the right of way and the lady ran into me, she admits its her fault but my insurance wont pay for my damages because I do not have collision but I need to know what is the possibility of her insurance paying for it. I have a 99 ford taurs and all i know right now is the right front tire is completely damaged (that is where she ran into me) we were only going about 10 miles an hour. Anyways I'm freaking out and worried that I will be screwed. This is not my fault and I did nothing wrong
I have state farm and she has geico
I called my insurance and they said I will hear back from my insurance in about 24 hours and from her insurance in about a week...and my father told me not to talk to her insurance to tell them to talk to mine??

Answers
1)   Lol just drive it in reverse. It looks the same

Just get a new tyre if thats the only damage. - Morgan

2)   Since it was her fault, and you don't have collision to get help from your own company, file a claim with her insurance company to get your vehicle fixed. Make sure they have a copy of your police report also.



They will either fix it, or total it, whichever is the cheaper route for them to take. - oklatom

3)   Hopefully you called the police so that a report could be filed. If so then all you have to do is wait for the report. If the lady admitted fault the officer will have made note. Also her insurance information will be on the report. Once you get the report file a claim with her insurance. - Robert

4)   If it was indeed the other driver's fault you can file a claim with her insurance company to get your vehicle repaired. If the other insurance company tries not to pay to get your car repaired you might talk with your insurance agent and see if they will help you with them. FYI, you should consider getting collision insurance and liability insurance on your vehicles if at all possible. You should have liability anyway because it is the law. By having collision insurance it protects you should you be involved in an accident where the accident is the other persons fault and doesn't have insurance. It also will cover you with your own insurance company as well if the accident is your fault to. - fortyniner

5)   I've been in a car accident before, I know how you feel. Plus waiting to hear from the companies is agonizing and makes you have high anxiety.



You called the police so they filed a report right?

Make sure you have this report and wait to hear from your insurance. The reason why your father said not to talk to her insurance is because they will use ANYTHING you say against you to make it look like your fault. It's a nasty world out there.

So if your insurance denies you coverage, you file a claim with the other insurance company to repair your damages considering you had the right of way. The police report is YOUR proof that you were right. Best of luck! - blooooo


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Question 2
2011 fiesta insurance?...  Ok i am sixteen and i am looking into getting a new 2011 ford fiesta sedan (automatic transmission) and i was wondering roughly how much would insurance be for me while i am under my mother's insurance; she's 40 and doesn't mind me saying that.

Answers
1)   Getting new automobile insurance is one of the simplest ways to save or lower overall expenses. You can get a easy quote online they most often give you lots of quotes.

I tell my friends about http://www.BestRatesToday.info - Victor B

2)   Not sure but it is a Ford Fiesta so as far new cars it can't be many others cheaper lol. - Robert

3)   Since at 17 you can't enter into an ongoing financial obligation, which is what insurance is, your only option (and the cheapest option) is to be added to your parents policy as an additional driver.



Once they make one phone call to the agent, you won't need a rough estimate, you will know exactly. - oklatom

4)   for help ;open the first & fourth link in: www.autosinsurancequote.co.cc - Monica Rolmann


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Question 3
Can I drive in Texas with a Germany drivers license?...  I am 20 and am just visit. Please give me your source...

Answers
1)   Yes



I drove all over Europe with my Canadian drivers license. - Rob

2)   Yes, as a tourist you can drive in any state for up to a year. After than, or if you become a resident of any state, you would need to get a license. - oklatom

3)   If I remember correctly you can drive in the states as a visitor for up to one year as long as your license are not expired. If you are in the country for a longer period than a year you will be required to get a drivers license in the state you are residing in. Make sure you are fully knowledgeable of the laws in the state or states you will be driving in and also the road signs. Good luck, and welcome to Texas. - fortyniner


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Question 4
What happens if the police stop your car and you don't have paperwork?...  In Florida, btw.



Just wondering, what if you're in your car and the police stop you and ask you for your insurance and registration, but you left it at home? What if you have your insurance but not your registration? What about registration but not insurance? Btw, this is assuming you have both, but just not the paperwork with you.

Answers
1)   You would go to jail, have your license suspended, and pay hefty fines. - Nooblette

2)   You don't need the registration, just insurance with your name on the coverage and a driver's license.



If you do not have your insurance on you, they will give you a ticket, but if you go to the courthouse with proof of insurance, they will waive the fine.



You will NOT go to jail. - Jeremy

3)   The law (at least in Texas) is that you have to carry proof of insurance and your license with you at all times while you drive. It's up to the police officer, but he's within his rights to either give you a warning, ticket you, or arrest you. If you get a ticket, it would be dismissed, but only after you go to court, show proof to the court, and pay court costs.



<~~~ Husband is a police officer - Debbie Queen of All ♥


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Question 5
if i just turned 16 today can i go get my drivers permit tomorrow if i was born in 94?...  so my birthdays today and i wanna learn to drive as soon as possible because my daughter was just born and her mom doesn't have her license yet either and i need to drive her places like doctors and stuff being a new born so yea i heard something about a new law that if you were born after 1994 u have to wait until your 18, is that true? i hope not

Answers
1)   you could of gotten your permit when you were fifteen in a half, so yes you can get your permit now and have to have it for six months - Jordan Gust

2)   No you can get your learners permit at 15-1/2 and take your real drivers test after 6months of having your learners permit................



thats how it works where im at - ...


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